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Get Pre-qualified - Deciding How Much House You Can Afford

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Buyer Resources

Get Pre-qualified - Deciding How Much House You Can Afford

     The best way to answer this question is to visit with a reputable lender. They can help you find out how much you can borrow. You can use that information to decide what you can afford. Keep in mind that what they say you can borrow may be more than what you feel you can actually spend. Ask what your monthly payments will be if you borrow the full amount and see if that fits into your lifestyle of living. A good rule of thumb is not to spend more than 28% of your gross income on a house payment or 36% on the total debt. Some lenders allow you to spend a larger percentage on a house loan and total debt, but you must decide if you will have enough left for everything else you need per month. Make an informed decision, your own peace of mind and security is what matters most.

     We are here to help guide you in this process. Contact Us Today


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This site was updated on 7/24/2012